1. Short title

This Act may be cited as the "AI for Main Street Act".

2. Guidance on the use of artificial intelligence for small business concerns

(a) In general - Section 21(c)(3) of the Small Business Act (15 U.S.C. 648(c)(3)) is amended—

(1) in subparagraph (T), by striking "and" at the end;

(2) in the first subparagraph (U) (relating to encouraging and assisting the provision of succession planning), by striking the period at the end and inserting a semicolon;

(3) by redesignating the second subparagraph (U) (relating to providing training in conjunction with the United States Patent and Trademark Office) as subparagraph (V);

(4) in subparagraph (V), as so redesignated, by striking the period at the end and inserting "; and"; and

(5) by adding at the end the following new subparagraph:

(W) assisting small business concerns in evaluating artificial intelligence concerning operations, including by—

(i) providing information, guidance, and training to small business concerns on the use of artificial intelligence, including—

(I) best practices for using artificial intelligence;

(II) using artificial intelligence to plan for unexpected circumstances, protect data and intellectual property, improve cybersecurity, facilitate regulatory compliance, and improve customer trust; and

(III) incorporating artificial intelligence into business operations; and

(ii) conducting outreach to the extent practical to small business concerns regarding the use of artificial intelligence.

(b) Conforming amendment - Section 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following new subsection:

(gg) Artificial intelligence - In this Act, the term "artificial intelligence" has the meaning given such term in section 5002 of the National Artificial Intelligence Initiative Act of 2020 (15 U.S.C. 9401).

3. Compliance with CUTGO

No additional amounts are authorized to carry out this Act or the amendments made by this Act.

Passed the House of Representatives January 20, 2026.Kevin F. McCumber,Clerk.