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Bill: 119-HR915
Small Business Technological Advancement Act
Last action: 6-24-2026
Version: 2026012515
Current status: Motion to reconsider laid on the table Agreed to without objection.
Bill is currently in: House
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Summary Provided by Congressional Research Service

Small Business Technological Act of 2025

This bill authorizes the Small Business Administration (SBA) to finance under the 7(a) loan program business software or cloud computing services that facilitate business operations, product or service delivery, payroll processing, human resources functions, sales and billing functions, or accounting or tracking of inventory. Such software or services include business tools that utilize artificial intelligence.

The 7(a) loan program is the SBA's primary business loan program that provides loan guaranties for participating lenders to provide financing to small businesses that are otherwise unable obtain reasonable credit terms.

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1. Short title2. Additional uses for small business administration business loans

1. Short title

This Act may be cited as the "Small Business Technological Advancement Act".

2. Additional uses for small business administration business loans

(a) In general - Section 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended by adding at the end the following:

(38) Access to modern business software - The Administration may provide loans under this subsection to finance, in whole or in part, business software or cloud computing services, or any such technology, that facilitates business operations, product or service delivery, the processing, payment, or tracking of payroll expenses, human resources, sales and billing functions, or accounting or tracking of supplies, inventory, records and expenses, including business tools that utilize artificial intelligence.

(b) Rule of construction - Nothing in the amendment made by subsection (a) shall be construed to—

(1) provide that loans made under section 7(a) of the Small Business Act (15 U.S.C. 636(a)) before the date of enactment of this Act for the purposes described in paragraph (38) of such section 7(a), as added by subsection (a), were not permissible;

(2) authorize the use of loans made under section 7(a) of the Small Business Act (15 U.S.C. 636(a)) for research and development purposes; or

(3) limit the definition of working capital under the Small Business Act (15 U.S.C. 631 et seq.).Passed the House of Representatives June 24, 2026.Kevin F. McCumber,Clerk.