119-HR2760

Middle Class Mortgage Insurance Premium Act of 2025

Last action was on 4-9-2025

Bill is currently in: House
Path to Law
House Senate President

Current status is Referred to the House Committee on Ways and Means.

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119th CONGRESS

1st Session

H. R. 2760

1. Short title
2. Increasing the income cap for and making permanent the mortgage insurance premium deduction

1. Short title

This Act may be cited as the "Middle Class Mortgage Insurance Premium Act of 2025".


2. Increasing the income cap for and making permanent the mortgage insurance premium deduction

(a) In general - (1) Section 163(h)(3)(E) of the Internal Revenue Code of 1986 is amended—

(1) - in clause (ii), by striking "$100,000 ($50,000" and inserting "$200,000 ($100,000", and

(2) - by striking clause (iv).

(b) Effective date - The amendments made by this Act shall apply to taxable years beginning after December 31, 2025.